Privacy Policy

App Name: EMI Tracker & Loan Planner 2026
Effective Date: March 21, 2026

EMI Tracker & Loan Planner 2026 ("we", "our", or "the app") respects your privacy. This Privacy Policy explains how the app handles your information.

1. Information We Collect

We do not collect, store, or share personal information on our servers. All loan-related data entered by you, including EMI details, loan schedules, part payments, ROI changes, reminders, and related calculations, is stored locally on your device only.

2. How Your Data Is Used

Your data is used only within the app to provide features such as:

3. Data Storage

All app data is stored offline on your device. We do not upload your financial data to any cloud server. You are fully responsible for keeping your device secure and for maintaining backups, if needed.

4. Data Sharing

We do not sell, share, rent, or trade your personal or financial data with third parties.

5. Permissions

The app may request certain device permissions only when required for core functionality, such as notifications for EMI reminders. These permissions are used only to support app features.

6. Notifications

EMI reminder notifications are generated locally on your device based on the loan details you enter. These notifications are not sent from our servers.

7. Children's Privacy

This app is not directed toward children under the age of 13. We do not knowingly collect personal information from children.

8. Data Security

Since your data is stored locally on your device, its security depends on your device's protection, such as screen lock, device encryption, and general device security practices.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be reflected on this page with an updated effective date.

10. Contact Us

If you have any questions about this Privacy Policy, you can contact us at:

Name: Manoj Balaji
Email: manoj.bm3001@gmail.com